Here at Wilder Wealth Strategies, we offer a wide array of services to help business owners
address their financial needs at every stage of the business life cycle. Taking into account
their personal values and financial goals, we create and execute customized strategies to help
entrepreneurs meet their objectives. Some of our key services are detailed below.
Retirement Planning
Retirement Plans can allow the business owner and employee to save through salary deferral
in a tax beneficial way. We can help with setting up and managing pretax 401ks, Roth 401ks,
Simple IRAs, SEP IRAs, and profit sharing plans.
Executive
Benefits
The success of most businesses is tied into the talent, passion and work ethics of their
key executives. Executive benefit packages can help you attract, motivate, and retain
high-caliber employees and keep your company healthy and stable. We can help you with
funding non-qualified plans, supplemental employee retirement plans, split dollar plans, and
more.
Succession Planning
Succession planning allows owners to leave their business on their own timeframe while
preparing their company to be transferred to family members, key employees, an outside
party, or even a charity. This must be done in a way that achieves personal financial
security, maintains harmony, and achieves maximum value for the business.
Key Person Insurance
Key person life insurance offers a death benefit that helps indemnifies an employer for the
loss of one of its most important assets - the key person. This can help assure continuity
of the business for employees, customers and creditors, and protects against losses in
sales, momentum, and credit. It can also be used to assist with recruiting and developing a
replacement for the employee.
Funding Buy-Sell Agreements
A buy–sell agreement is a legally binding agreement between co-owners of a business that
governs the situation if a co-owner dies or leaves the business, whether by force or by
choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that
the arrangement is properly funded so that there will be money when the event is triggered.
Funding Deferred Compensation
Deferred compensation is a written agreement between an employer and an employee where the
employee chooses to have part of his or her compensation withheld by the company, invested
on their behalf, and distributed back to them at a pre-determined point in the future.
Deferred compensation can be used as a flexible way to attract and incentivize key
employees.
